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26 December 2025
Author Civan Güneş, Category Work Life
Unemployment fund, or as specified in the law, "unemployment allowance," is a payment provided to individuals who have previously worked as insured and meet all the conditions specified in Law No. 4447 (In Turkish) to financially support them to prevent income loss when they become unemployed. Unemployment fund is provided to insured individuals for a specific duration and amount during the period of their unemployment, based on certain conditions as specified in the law. The purpose of providing unemployment funds is to ensure that the individual who becomes unemployed can sustain their own and their family's livelihood during the period of unemployment.
To be eligible for unemployment fund, certain conditions outlined in the Unemployment Insurance Law must be met:
To be eligible for unemployment funds, a person must submit their application within 30 days of their employment contract ending. Applications can be submitted either in person at the closest Turkish Employment Agency (İŞKUR) location or online at İŞKUR. If the application is not submitted within 30 days, the amount of time that passes before submission will be deducted from the total period in which the person is eligible for funds, unless there are extenuating circumstances.
If the conditions specified in the Law are met, unemployment funds are paid for the following periods within the last three years prior to the termination of the employment contract:
The services offered to insured employees who are eligible for unemployment fund are as follows:
Unemployment fund is calculated as 40% of the daily average gross earnings, taking into account the monthly prime earnings of the insured individual in the last four months of work. The amount of unemployment fund cannot exceed 80% of the gross amount of the monthly minimum wage. Unemployment fund is not subject to any tax or deduction other than stamp tax.
How much is the unemployment fund as of January 2026?
(*) This is how the amount of monthly unemployment fund to be paid to the insured unemployed was calculated because the unemployment fund amount cannot exceed 80% of the gross amount of the monthly minimum wage.
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Individuals who apply for unemployment funds can expect their applications to be processed by the end of the month following their application month. Payments for unemployment funds are made to the individual on the 5th day of each month. It is important to note that receiving funds earlier than the scheduled date is subject to the discretion of the Minister of Labor and Social Security.
Insured unemployed individuals receive their payments through bank accounts provided to the Turkish Employment Agency (İŞKUR) using the International Bank Account Number (IBAN). However, if the provided account numbers are incomplete or incorrect, payments will be made through the nearest PTTBank (In Turkish) branch.
The circumstances under which unemployment funds are suspended are governed by Article 52 of the Unemployment Insurance Law No. 4447. As per the law, when insured individuals receive unemployment funds:
However, the payments are resumed once these conditions expire. The payment duration cannot exceed the initial entitlement period.
Individuals who are entitled to unemployment fund should pay attention to the following situations during the period of receiving the allowance:
In such cases, it must be reported to the nearest İŞKUR unit or Alo170 within 15 days.
Unemployed insured individuals who fund from unemployment funds must repay overpayments caused by their own fault or incomplete/incorrect information, along with legal interest.
An individual who receives unemployment fund can fund from General Health Insurance for the duration of the unemployment fund. Additionally, any dependents of this person who is entitled to receive unemployment fund are also covered by the General Health Insurance.
The documents required when applying for unemployment fund are as follows:
Under Article 50 of Law No. 4447 on Unemployment Insurance:
"An insured individual who returns to work before completing their entitlement period for unemployment funds and becomes unemployed again without meeting the conditions required by the law to receive funds will still be entitled to their previous funds. However, if they become unemployed again while meeting the conditions specified by the law, they will only receive funds for the duration of the new entitlement."
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